Have you recently been in an auto accident? You may be surprised to learn about “automotive diminished value,” which is when cars lose value after being in a wreck. This could be attributed to anything from minor scratches to full structural damage. Either way, you may be entitled to compensation if the accident was the fault of someone else.
Some websites will offer a diminution in value calculator, but it is still a good idea to get your car appraised by your insurance company or a mechanic. They will be able to give you the most accurate assessment of damage. Compensation eligibility is based on many factors, such as the value of the car before the accident, quality of repairs, and extent of the damage.
If you decide to file a lawsuit against the responsible party after an accident, it is important to take certain precautionary measures because they can, and will, try to fight your claim. Here are some suggestions:
If you feel you have a credible claim for diminution in automobile value, it is highly advised that you retain a lawyer who can help you during the whole process. We recommend Brett M. Bressler Attorneys at Law, because they offer a free consultation and have over 27 years of experience handling these cases.
Whether your business is new, or in need or an innovation in technology, then a merchant account is the best things for your check out process of client and customers purchasing your goods or services. In basic terms, a merchant account is an account which allows a business to be able to accept e-check or credit card payments. In this day and age where more consumers carry less cash with them, then it is vital to be sure that your business is offering widespread access to your products by offering many payment types. Credit cards are fast becoming the number one choice for payment, and it is suspected that soon they will completely bypass the instances of cash being used.
In order to take advantage of this service, you need to apply to your bank by using your own business checking account that’s associated with you business tax ID. The business and merchant accounts actually stay separate, as the merchant account collects the transactions and the links the deposit to the checking account. You will need to provide various documents to set up the account, such as sales reports, financial records and business numbers.
You’ll need a terminal to accept the payments (if in person business is being conducted) or if online, you’ll need to set up a payment gateway for people to be directed to in the check out process.
There are a range of services and products available for this process, and depending on your business size and model of selling your product or service, then there will be many different processes to choose from. Take a look online at the wide range of professional services and products for merchant sales.
If you are looking for a trusted merchant services company contact: https://arxpay.com
In the world of business and retail, the advancements in technology devices are making the act of business transactions more efficient and accessible for customers and business owners. The advent of mobile device payment options have come into the forefront of retail sales procedures in a big way this decade. This allows customers to pay on the go with a smartphone, tablet, apple or android device. When devices are linked with the correct applications and accounts, this makes online mobile payments a breeze. For businesses deciding whether to utilised this form of payment, here are a few of the advantages of the use of this technology.
– Safe and secure: Your customers data for their accounts and cards will remain safe with special encryption during the transaction.
– Inventory: Upload pictures, add descriptions and access your inventory data quick and easy on a mobile device.
– Sales history: You can view and manage sales history in an easy, effective manner when people use online devices. You wont have to wait to settle totals as when it comes to the past electronic transaction process of Eftpos.
The real benefits of utilising new methods of mobile payment devices lie beyond just these examples – it’s all about the efficiency and ease of the purchasing experience for customers. When your business boasts the use of these innovative technologies, your company is seen as a reputable, modern and innovative business which will draw even more customers to your retail products or services. There are many devices out there for you to choose from, and you can find a great selection of the range online, as well as expert advice and tips for which device is right for you.
For more information on Mobile Payments contact ARX Payment Services: http://arxpay.com/
Credit scores are the most influential deciding factor in whether or not you get your loan, mortgage, lease or credit card. Many people may not think about their own credit score until it is too late, left wondering why they were knocked back. It is important to be aware of your financial behavior before you attempt to seek support. This will ensure confidence when you apply. Here are the top 5 tips on how to ensure a credit rating that will boost your chances of success:
Credit scorers take into account the types of your accounts, how long they’ve been open, the fluctuations in balance, your history of payments, and the current status of your accounts.
If you pay your credit card or debt bills each month, this will be a advantageous statistic to have in your account activity, revealing that you pay on-time and maintain a regular commitment.
If there are multiple instances of late repayments of debts, bills and overdrawn fees in your account, this will bode negatively on your score, as it shows a lack of ability to repay.
If you pay off the accounts and cards that have the highest interest rates first, then this will directly improve your overall score, whilst also cutting down fees and interests. The more credit that is closer to your limit, the more this will impact your overall score, so be sure to know how close you are to your limit so that you can catch it early.
A small installment loan is a great option to build credit scores. Simply, this loan is repaid over a period of time with scheduled payments. Having this in your financial history when applying for a larger loan is a perfect way to demonstrate that you are credit worthy in the regular repayments of the loan (even if repayments are very low).
It’s all about being finance savvy in staying on top of debts and repayments, and creating a financial portfolio that demonstrates your integrity and capability to repay.
The first impression is a lasting impression. Make sure your office is client ready at all times, whether you’ve just opened your business or you’ve been in business for years.
Hiring a commercial Floor cleaning company as part of your business will make a big difference, but you want a company who will be there no matter what. You need a company that is available when you need them.
After you’ve chosen your cleaning company, consider what you want them to do. A clean waiting area can make or break your client’s impression of you. If you don’t make them feel comfortable in a sanitary atmosphere when they visit your business, they may take their business elsewhere.
Imagine walking into a restaurant and finding dirty floors, dirty windows, counters littered with dirty dishes, dirty table tops, and lingering odors in the air. Would you sit down and order dinner? Most likely not! The same thing happens when a client walks into a business and finds clutter, dirty floors, walls, and windows. If a business can’t provide for their customers’ comfort in the waiting area, they won’t have much business in the long term.
Making your clients feel at home is very important to a good company-client relationship. Visit any successful auto dealership and you’ll likely find snack machines or a snack bar, coffee, and comfortable furniture to sit on while you wait. There may likely be some nice background music. Let’s face it, people don’t like to wait, but if they have to, comfort is important. Make them feel like family and you’ve got a customer for life.
So, where do you begin? The waiting room is your calling card. Stone floor polishing, dust-free tables, clean upholstery, and sparkling clean windows are the first step. It’s not so much the décor as it is the cleanliness. People do notice.
Hiring a commercial floor cleaning company will enhance your business. Having a clean, comfortable waiting area where clients can enjoy a snack or a fresh cup of coffee while waiting is money in the bank. If your customers know that a wait at your place of business is always a pleasant experience, they will be back.
Clean restrooms are important too. There is nothing that will turn off a client more than a dirty rest room. Sinks and mirrors should always sparkle. Floors should be clean and the lavatories should always be sanitized. Spot checks every hour by employees are a must. A good commercial cleaning company will come in 24/7 for emergency cleanups. Also, make sure all plumbing is working to perfection. There is nothing worse than an overflowing or dirty commode.
That is the basics of how to impress your customers and keep their business. Make your place of business a satisfying experience and a showplace. This reflects on your business as a whole. You’ll be glad you put in the extra effort.
Close your eyes and imagine you’re lying on a beach. The waves are waxing and waning gently in front of you as the calming calls of seagulls crack above.
Now, let me add something here that’s as alarming as a shark attack to many Realtors: there’s no cell or Internet service. If that suddenly makes you sweaty and anxious, keep reading – this article is especially for you.
If you’re like most Realtors I’ve met, your vacations often look like this: your family is frolicking at the pool and on the beach while you are holed up in your hotel room on the phone in front of your laptop tying up loose ends of your latest deal. I hate to break it to you, but that’s not a vacation. That’s simply working where a lot of other people are vacationing.
So answer these two questions: If you were to go on a vacation with no cell or Internet service, could your business still run? And, if you were to take, say four vacations a year, would you be able to make more money than you would without taking any vacations?
I’m glad you’re reading this article because it has the potential to change your life and give you the answers to these questions: yes – to both!
The key to answering the second question with a yes is to first make sure you can answer yes to the first one.
Let me share a quick story about one of my clients, Andrew Duncan. When I first met him, he was working seven days a week and hadn’t had a vacation in five years. He was selling about 60 houses a year. Today he works four days a week and sells roughly 700 homes annually.
How’d that happen? First, he gave up his belief system that it couldn’t be done. He then committed to making it a reality. I always say your whole life changes the day you make a commitment. It’s true. It’s true in Andrew’s case and it’s true for all of my clients.
Here are the key steps to take to put more money in your bank and more time on your favorite beach:
1. Examine your belief system. What do you truly believe is possible in terms of how much time you spend working versus the return on that time? Then commit to challenging any limiting beliefs.
2. Plan your ideal picture. Look into the future and get specific about what you want your ideal life to look like.
3. Get accountable. Sit with your family and plan your life with them. This inserts a must – it’s called accountability. You have to have it to succeed. You need someone to hold you accountable so that you stay on track.
4. Begin building a team. I’ve come to realize most Realtors are an independent lot. Those who remain that way seldom if ever reach top-producer status. Why? Because they think they’re the only ones who can do the work. Explore what a team could do for you. Trust me, a good team can do a lot!
5. Develop an ideal weekly schedule. In making your dreams come true it always comes down to doing the right things every day. An ideal weekly schedule will help you do exactly that.
Let me hear from you. Is your belief system holding you back and unintentionally limiting your professional life as a Realtor or broker? Are you being held accountable for your business right now? If not, why not?
Bob Corcoran, national speaker and author, is founder of Corcoran Consulting Inc. (800-957-8353), an international consulting and coaching company specializing in performance coaching and implementing sound business systems into residential brokers’ existing practices. Contact Bob at “Article at CorcoranCoaching dot com”.
Commercial cleaning companies offer many services to fit the diverse cleaning needs of today’s businesses and industries. Many commercial cleaning companies may specialize in certain types of businesses to be able to offer specialized and business specific cleaning services. There is a wide variety of businesses that commercial cleaning companies work for. These types of businesses may include general offices, multi-tenant buildings, medical offices & health facilities, education facilities, churches, automotive facilities, fitness centers and logistics businesses.
Certain industries such as Healthcare, require specialized cleaning services. Some of the businesses within the healthcare industry that commercial cleaning companies service are healthcare facilities, medical offices, acute care facilities and ambulatory care facilities. Due to the nature of their work and their customer base businesses in the healthcare industry need professionally trained cleaning services to keep their offices and facilities up to local, state and federal cleaning codes.
Each commercial cleaning company has their own set of services they offer depending on the businesses they work for. Some of the services offered by commercial cleaning companies may include janitorial, daytime cleaning, disaster restoration, and specialty cleaning services. Commercial cleaning companies generally have a basic or regular service they offer. These type of services are usually done on a day-to-day basis. Some of the basic services for a non-medical business may include dusting & disinfecting, mopping & vacuuming, restroom cleaning, and trash removal.
Specialty services that are offered by commercial cleaning companies, for example N&A Commercial Cleaning, often vary with each company. Specialty services that a commercial cleaning company may offer can include carpet cleaning, hard floor maintenance, interior & exterior window cleaning, upholstery & furniture cleaning, initial cleaning, special event cleanup for before and after an event, janitorial cleaning, and property management.
One type of specialty cleaning service offered by commercial cleaning companies is initial cleaning services. This service may be offered as a one-time service before regularly scheduled cleaning services begins for that business. Initial Cleaning services may be of use after an office or facility has gone through construction, renovation, or the business has rearranged offices, or rearranged office furnishings. Typically if an office or facility has been used infrequently or there has been no cleaning maintenance done for the business initial cleaning services would be used.
Is4Profit, an information guide for businesses, states that a clean business environment can have many positive effects on employees and customers. Employee motivation can be improved by a clean office environment. Removing dust, mold, allergens and other substances that can diminish the air quality of an office can help improve employees’ over-all health. A clean business environment also can build up the brand image of a business and is attractive to customers.
There are many Commercial cleaning companies available to offer businesses general and specialized cleaning services. Commercial cleaning companies can custom fit their cleaning services for the various needs of any business. The many benefits of hiring a commercial cleaning company, from improving employee motivation and helping to create a positive business brand image, can be an asset to any business.
6 April 2016